The main actor of the movie suffers an accident and cannot continue shooting. The costumes and the set objects of the production have been stolen during the transport to the shooting site. The shooting set has started burning for any reason and now, there is no place to shoot. These are some of the actual adverse situations that might happen during an audiovisual production.
As the audiovisual industry grows and develops, the risks also increase and become more complex. Before this scenario, it is extremely important to take special care to the management of the risks involved in the pre-production, production and post-production stages. Prospecto Seguros, upon analysis of the briefing of the production to be made in advance, offers the best solutions in the insurance market to the producers.
Check out the main coverage below!
• Support: It covers material loss and/or damages caused to the filmed material pursuant to events of external origin and qualified theft. • Extra costs: It covers the payment of the verified contingent losses pursuant to postponement, interruption or cancellation of the shooting, as a direct and exclusive consequence of damage or destruction of properties and/or facilities used or to be used in the production. • No show: It covers loss caused by early start, interruption or cancellation of the production due to non-show of an essential person (e.g., artist, director). • Cancelation: It covers loss caused by cancellation, abandonment, interruption, transfer or postponement, in whole or in part, of the transmission due to signal drop and other events beyond the production´s control.
• Film Liability: It covers reimbursement for involuntary material damages and/or body injury caused to third parties pursuant to accidents related to the activities done for the shooting production and realization. • Entrusted Property Liability: It covers material loss and/or damage caused to third parties’ property, which under the insured entity´s safeguard for the shooting production and realization. • Employers Liability: It covers reimbursements related to death and/or permanent disability caused by accident of employees and assigns, while working for the production. • Civil Liability for Buildings: It covers involuntary damages caused to buildings and constructions leased by the production for the shooting. • Civil Liability for Land Vehicles Working for the Production - Contingent: Reimbursement for involuntary material damages and/or body injury caused to third parties by vehicle (contracted, own or borrowed) working for the production company.
• Cinematographic and Electronic Equipment: It covers damages, robbery and destruction of the insured´s or third parties´ equipment. • Props and Sets: Coverage for damage, robbery and destruction of sets, cinematographic objects and costumes used in the shooting. • Character Vehicles: It covers material loss and/or damage caused to the vehicles used in the audiovisual production sets • Production Offices Content: It covers material loss and damages of the support or advanced office assets. • Robbery of Amounts - In the Holder´s Possession: It covers material loss or damages pursuant to robbery or qualified theft of amounts exclusively destined to the production expenses. • Baggage: It covers the baggage of employees and assigns during production business trips.
It guarantees protection to the team, the cast and the background staff of an audiovisual production. It contemplates the following coverage: • Accidental Death; • Total or Partial Permanent Disability due to Accident; • Medical, Hospital and Dental Expenses. Furthermore, if the production is done under SINDCINE legislation, coverage of Natural Death and Daily Allowance for Temporary Disability due to Accident will also be included.